Built for Singapore SMEs

Accounting software that
speaks IRAS fluently.

Free invoicing, GST filing, and full IRAS compliance — designed from day one for Singapore's regulatory landscape. No workarounds, no plugins.

38 Free invoices/month
Unlimited clients
$0 Forever free plan
8ledger Dashboard
Dashboard
Invoices
GST
Revenue $48,320 ↑ 12%
Outstanding $5,240 3 pending
GST Due $2,108 Filed ✓
IRAS Compliant
CPF Board Ready
InvoiceNow (Peppol)
ACRA XBRL

Everything Singapore SMEs need

From invoicing to tax filing — built specifically for local compliance requirements.

Smart Invoicing

Create professional invoices in seconds. Share via public links — your clients can view and pay without creating an account.

InvoiceNow (Peppol)

Send and receive e-invoices on Singapore's nationwide InvoiceNow network. Ready for the 2025-2028 phased mandate.

Automated GST Filing

GST F5/F7 returns calculated automatically with real-time tracking. Submit directly to IRAS with one click.

Receipt Capture (OCR)

Snap a photo of any receipt. Our AI extracts vendor, amount, GST, and category — then auto-matches it to your books.

Bank Reconciliation

Connect your DBS, OCBC, or UOB account. Transactions are matched and categorised automatically, daily.

ACRA & Tax Filing

Generate XBRL financial statements for ACRA. Auto-fill IRAS Form C-S and Form C for seamless year-end filing.

Accountant Access

Give your accountant or bookkeeper their own login with controlled access. Collaborate on GST reviews and year-end closing.

CPF-Ready Payroll

Updated for CPF 2026 changes — Platform Workers Act, Senior Worker rates, and auto-calculated employer/employee contributions.

Real-Time Reports

P&L, Balance Sheet, Cash Flow, Ageing Reports — all updated in real-time. Export to PDF or Excel instantly.

Send an invoice, grow your network

8ledger's unique share-to-convert mechanism turns every invoice into a growth opportunity.

1

Create & Share

Create an invoice and share it via a public link — like FreshBooks, but built for SG. No login required for your client to view or pay.

2

Client Views & Pays

Your client views the invoice on a beautiful branded page, makes payment, and is invited to create a free 8ledger account.

3

Client Joins Free

When they sign up, your invoices automatically become their expenses. They start sending their own invoices — and the cycle repeats.

Stay ahead of every deadline

Singapore's regulatory landscape is changing fast. 8ledger keeps you compliant, automatically.

Nov 2025

InvoiceNow for GST-Registered (Voluntary)

Voluntary InvoiceNow transmission for GST-registered businesses begins. Early adopters gain faster refunds.

8ledger Ready ✓
Jan 2026

CPF 2026 Changes Take Effect

Platform Workers Act contributions, updated Senior Worker rates, and new employer obligations kick in.

8ledger Ready ✓
Apr 2026

InvoiceNow Mandatory (New GST Registrants)

All newly GST-registered businesses must use InvoiceNow for e-invoicing transmission to IRAS.

8ledger Ready ✓
Apr 2028

InvoiceNow Mandatory (All GST-Registered)

All existing GST-registered businesses must adopt InvoiceNow. Full B2B e-invoicing compliance required.

8ledger Ready ✓

Simple, transparent pricing

Start free forever. Upgrade when you're ready.

Monthly Annual Save 20%

Freemium

$0 forever

Everything you need to get started with compliant invoicing.

  • Unlimited clients
  • 38 invoices per month
  • Public share links
  • Client accounts & sync
  • Basic reports
  • GST tracking
Start Free

Let's talk

Have a question, partnership idea, or need a custom integration? We'd love to hear from you.

Ready to simplify your accounting?

Join Singapore businesses who trust 8ledger for compliant, hassle-free accounting.